Bad Credit Credit Cards Sky TV Can Provide To UK Residents
Sky TV offers the SkyCard, a MasterCard that entitles the account holder to one SkyPoint for every £1 spent on the card. SkyPoints can be redeemed for savings television viewing of sporting events, dramas, and epic movies. For television lovers in need of one of the many bad credit credit cards, Sky TV offers a card that features the best rewards in town.
Sky is the first and most popular digital television platform in the UK. It provides consumers with the largest selection of regular and high definition television channels in Europe. Instead of running programming through cables, Sky uses satellites. Consumers can view Sky television from various areas, including outside the UK.
The SkyCard features a representative APR of 17.9 percent and a cash APR of 24.9 percent. An introductory offer entitles new cardholders to zero percent interest on balance transfers for nine months.
There is no annual fee for the credit card but foreign usage and cash withdrawal fees are each three percent. One of the many excellent benefits of this card is the 56-day interest free period based on payment in full of the account balance within each statement cycle.
Consumers can apply online for this card but they should have their employment and income information handy because it will be required. In some cases, details regarding current debts may be requested.
If the applicant is unsure of the credit standing, it is recommended that a credit report be obtained prior to applying. Though someone with credit below what is considered excellent may qualify, a person with multiple collection accounts or a bankruptcy probably will not.
Anyone planning to transfer a balance to this card should have the relevant details available at the time the application is completed. Many card issuers include a field for this information on the credit card application.
Not having complete details may affect the card approval decision or could prevent the consumer from qualifying for a balance transfer upon receipt of the card. It is always helpful to have more information than is needed because not providing all details may delay the application process.
Consumers rate the SkyCard MasterCard three out of five stars. The interest-free period, no income requirement, and no annual fee are positive aspects of this card. Unfortunately, there is not currently an interest-free introductory period for purchases.
If it existed, the card might be more highly rated. With the prices of goods and services steadily increasing, consumers are looking for any available way to save money.
Using the SkyCard to pay for purchases, even those made on the Sky account, entitles consumers to discounts on their Sky bills. Details must be registered in advance through the Skybox and the card should be inserted into the television box during the process.
Once the registration has been completed, cardholders can view their statement online. Some consumers report saving as much as £100 annually simply by using this card to pay for all their purchases.
Though it is not one of the best-known bad credit credit cards, Sky MasterCard is an alternative that offers nice discounts on television programming. In spring 2010, the company released its first 3D channel, exposing consumers to the world of 3D television viewing.
Consumers can purchase packages and add stand-alone channels, receiving discounts through their SkyCard purchases.